Salon-owner fined for not having liability insurance
The owner of a hair salon in Herne Bay, Kent has appeared in court for failing to provide insurance cover to protect employees against injury or ill health in the workplace.
In August last year, an employee at Inspirations hair salon in Howe Farm Road contacted the HSE after becoming concerned the business didn’t have Employers’ Liability Compulsory Insurance (ELCI).
The Executive visited the salon and found its owner, Rajan Patel, had purchased the business three months earlier and was unable to produce a valid ELCI certificate. This meant his staff had no means of pursuing a civil claim against the business in the event they were injured at work, or contracted a work-related illness or disease, in the interim period.
HSE inspector Caroline Fullman said: “Thankfully, none of Mr Patel’s employees suffered a work-related injury or illness that warranted a claim for damages, but had they done so they would have been denied a chance to claim the compensation as recompense for whatever pain and suffering they had endured.
“That is the purpose of ELCI. It’s not a trivial optional extra, it is a compulsory requirement that is designed solely to protect employees.”
Patel appeared at Canterbury Magistrates’ Court on 26 March and pleaded guilty to breaching s1(1) of the Employers’ Liability Compulsory Insurance Act 1969, for failing to have insurance cover. He was fined £3900 and ordered to pay £3000 towards costs.
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