September 12, 2018

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In Court

Another insurance breach leads to fine

The HSE has reported on the second breach of employers’ liability insurance in as many days, detailing the case of a car wash company which has been fined after failing to produce a certificate.

Birmingham Magistrates’ Court was told how the company was unable to produce a certificate of insurance – again during an inspection that was part of an initiative with West Midlands Police and Birmingham City Council.

Following the discovery in January 2018, the HSE’s investigation found that the company did not have employers’ liability insurance in place so was unable to produce a certificate. Employers’ liability insurance ensures employers have at least the minimum level of insurance to cover against claims brought by employees that are injured at work or become ill as a result of their work.

GMG Car Wash Ltd of Exeter Street, Birmingham pleaded guilty to breaching Section 4(2)(b) of the Employers’ Liability (Compulsory Insurance) Act 1969 and was fined £650 with costs of £500.

Speaking after the hearing HSE Inspector Christopher Maher said: “Employers carrying out a business in the United Kingdom must have Employers’ liability insurance in place. Should an incident have occurred at the premises the failure to have insurance would mean that employees may not get any compensation for any injuries or ill-health attributable to their work.”

Yesterday SHP reported how A E Motors Birmingham Ltd had been fined after an inspection revealed the company did not have employers’ liability insurance.

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